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Our Planning Process

Our Planning Process

  • Comprehensive data gathering and clear development of your short term and long term objectives. 
  • A detailed review and accounting of your current assets, income and expenses, and understanding of what you will need to live on in retirement.
  • Analysis and modeling of your current asset structure, and determining the probability of these assets and income achieving your financial independence, charitable, and distribution objectives. 
  • Prioritizing goals and issues.
  • Educating and advising you on a full range of strategies that will give you the best chance to reach individual objectives.  You will have a team that is focused on your entire financial situation.
  • Regular reviews, annually at a minimum, to monitor your situation, make sure you are on track to meet your objectives, and revise your plan as necessary

Rachel Bernard

Registered Representative

(973) 219-7162

(973) 989-1077

Rachel has been with Lincoln for 25 years. She has taken over for her father, Al Mashnouk whose 41 years with Lincoln helped them establish a strong client base that focuses on retirement...

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