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Estate Planning

Client Centered

Estate planning is the careful consideration of a variety of usually complex legal and tax issues that affect the distribution of your estate after your death. The result may be a written plan that includes the potential value of your property, estate tax estimates and recommendations that may help protect the distribution of your estate. An estate plan also may recommend the establishment of trusts and a plan for charitable giving.

The goal of estate planning is very simple: to increase the probability that the results of your family's hard work will transfer to whom you want it to, when you want it to, in the most protected fashion, at the lowest cost and by the easiest method.


To achieve this goal, we work with you to:

  • Ensure the effectiveness of your estate plan by coordinating beneficiary designations and asset titling

  • Maximize the proceeds of your life insurance policies by having their ownership and beneficiary provisions properly structured

  • Maintain sufficient estate liquidity to avoid having a forced sale of business, real estate or investment interests

  • Minimize federal and state estate taxes

  • Decrease the costs of probate, particularly if you own property in different states

  • Enhance the value your heirs receive by taking full advantage of options to transfer assets out of your taxable estate